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Caixabank: 9m net income up 16.1% at E4.25bn

(CercleFinance.com) - Net interest income reached E8.
37bn in the first nine months of the year, up 13.6%, underpinned by strong commercial activity and the current interest rate environment. On a quarterly basis, net interest income was virtually unchanged (+0.1%).

Gross income rose 10.3% y-o-y (to E11.8bn between January and September), outstripping the rise in recurring administrative expenses and depreciation (+4.5% to E4.56bn), which contributed to the rise in operating income to E7.23bn at end-September (+14.5%).

The group, which serves 20.2 million customers through a network of over 4,100 branches in Spain and Portugal, has assets exceeding E635bn.

The group reported net attributable profit of E4.25bn between January and September 2024, up 16.1% y-o-y (E3.66bn), thanks to strong growth in business activity and its high financial strength.

The group also boasts a solid level of shareholders' equity, with a Common Equity Tier 1 (CET1) ratio of 12.2%, reflecting the impact of two share buyback programs announced in March and July.


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